Retirement Planning

Whether you are just starting out with your pension planning or you are approaching retirement, it is important to receive expert and professional advice.

With a vast range of options available, the pension arena can be bewildering. The decisions and choices you make will affect the income you receive when you do reach retirement. It is essential, therefore, to take into account your needs and objectives and to receive expert advice in this complex area.

For most people, pensions are still the most tax-efficient way to provide for retirement. IDS Financial Services has advisers who are qualified to guide you through the following range of products:

  • Stakeholder Pensions
  • Self-Invested Personal Pension Schemes (SIPPs)
  • Trustee Schemes
  • Retirement Plans
  • Drawdown Plans
  • Annuities
  • Transfer Plans (including Section 32s)

Taking the right type of advice can make a huge difference. Your IDS Financial Services adviser will ensure you receive expert, impartial guidance in this complex area to help you make the most of your retirement.

A pension is a long term investment not normally accessible until 55.  Investments carry risk.  The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.